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Tailored Bitcoin payment solutions for every business

The Starter

The Starter profile is designed for businesses, creators, and individuals who wish to explore Bitcoin payments without committing substantial resources or expertise. These are typically those who handle a very small volume of transactions (perhaps a few tips, donations, or occasional sales) and seek a simple, lightweight introduction to the Bitcoin and Lightning Network ecosystem. The key value of the Starter approach lies in its minimal setup: in most cases, all that is required is a smartphone or tablet equipped with a basic Lightning-compatible wallet.
One of the defining features of this profile is its focus on low-volume payments that rarely exceed a few hundred euros or dollars per month. This modest scale makes it an excellent choice for anyone who wants to test the market with Bitcoin, without the complexities inherent in higher-volume deployments. Additionally, it allows for immediate hands-on learning; since there are fewer operational pressures and smaller monetary stakes, mistakes can be contained, and lessons are learned quickly. From artists who sell handmade crafts at weekend fairs to non-profit groups that accept one-time donations, users in this category often emphasize accessibility and ease of use over advanced functionalities.
The two most common wallet setups for the Starter profile involve deciding between custodial and non-custodial solutions. A custodial wallet (such as Wallet of Satoshi or Blink) lets a third-party service manage private keys and backend operations, thereby reducing the technical responsibilities for the user. This arrangement is especially appealing for those who value convenience above all and want the simplest possible onboarding. On the other hand, non-custodial Lightning wallets (like Phoenix or Breez) place private keys and full control in the hands of the business owner, offering greater autonomy and privacy in exchange for slightly more initial effort. In either case, modern interfaces are typically so user-friendly that anyone can handle essential tasks (generating a QR code, entering a payment amount, and confirming transactions) within a matter of minutes.
Although security concerns may seem less urgent when transactions are small, it is nonetheless crucial to implement basic protective measures. Even a single smartphone or tablet used to receive Bitcoin payments should be locked by a password or biometric security, and backup procedures (ranging from keeping track of login credentials for a custodial wallet to safeguarding a seed phrase for a non-custodial one) must be taken seriously. Staff members who handle transactions in a physical setting would benefit from understanding the fundamentals, including how to open the app, present a QR code to the customer, and verify that payment has been received.
Accounting and reporting, while relatively simple under the Starter profile, still warrant careful consideration. Although transaction volumes may be minimal, retaining accurate records prevents confusion down the line and helps maintain transparency in the event of financial audits or tax filings. Many wallet applications enable users to export a basic transaction history as a CSV file; for a small enterprise or a single entrepreneur, saving these files regularly can make reconciling accounts much easier. It is also wise to track the approximate fiat value (for instance, in euros or dollars) at the moment each transaction is received. Since Bitcoin’s price can fluctuate, having a record of conversion rates is invaluable for bookkeeping and tax compliance.
For businesses that wish to supplement their in-person payments with online donations or tips, it is now straightforward to integrate a Lightning tip button or donation widget into their website or blog. Platforms such as BTCPay Server offer easy-to-configure payment buttons, while some social media and livestream services already support Lightning tips with addresses. Consequently, even a Starter enterprise can build a modest but global network of patrons. Meanwhile, those who prefer not to hold Bitcoin long-term can explore partial or automatic conversion into fiat currency using certain custodial wallets or third-party services. Although this option involves additional fees and possible KYC obligations, it helps businesses sidestep exchange rate volatility and maintain their existing financial workflows with minimal disruption.
A simple use case illustrates how all these elements come together. Imagine a local craftsperson who sells homemade jams at a Saturday farmers’ market. Armed with a phone running a custodial Lightning wallet, they set each jar’s price in euros; when a customer asks to pay in Bitcoin, the merchant quickly inputs the corresponding fiat amount, and the app automatically calculates the sats due. The customer’s wallet scans the resulting QR code, the payment is settled in seconds, and the craftsperson instantly knows that the transaction succeeded. At the end of the day, transaction details can be exported for record-keeping, and the day's balance can be sent entirely or partially to an exchange platform to be converted into fiat currency.
By balancing user-friendly tools, minimal hardware requirements, and straightforward recordkeeping, Starter solutions deliver the essentials without overwhelming newcomer businesses. Should transaction volumes increase and a business’s operational requirements evolve, upgrading to the more advanced categories detailed in the upcoming chapter becomes a natural progression.
For detailed tutorials on the recommended wallets and basic setup, please consult the following guides:
Self-custodial LN wallets/nodes:
Custodial LN wallets:
Quiz
Quiz1/5
Which two wallet types are considered in the Starter profile?